Financial Planners
From half-a-day SoAs to half-an-hour, with an FDS / OSA evidence trail that won't argue with your next audit.
An AI SoA / RoA Drafting Agent that pulls client data and product comparisons and produces 80%-complete Statements of Advice in your firm's style. Built to RG 175 expectations with full version history. The adviser stays the authorising signatory.
Keeps the tools you already run
- XPLAN
- AdviserLogic
- Worksorted
- MyProsperity
Watch the SoA / RoA Drafting Agent work
books into XPLANNew SoA request
Drafting a super consolidation SoA for the Nguyens. Pull their data and the product comparison.
Agent gathers + aligns
Pulled the Nguyens from XPLAN. Risk profile is balanced; flagged the AustralianSuper to HostPlus switch and drafted the replacement rationale.
Drafts the SoA
80%-complete SoA ready in your firm style, with audit trail and an editable compliance checklist. ~90 minutes, not half a day.
Hands to the adviser
Sent to the paraplanner queue for review. The adviser stays the authorising signatory.
Why now
advisers left on the FAR by Feb 2026, down from ~28,000 pre-Hayne
FAR / Zatersio Financial Planners Blueprint · Feb 2026
CSLR special levy modelled per adviser for FY26-27, up from ~$2,000 in FY25-26
CSLR levy modelling / Zatersio Financial Planners Blueprint · FY26-27
median advice fee in 2025, up 18% year on year
Zatersio Financial Planners Blueprint · 2025
of an adviser's day now spent in client meetings; the rest is SoA prep (20%), report writing (20%) and compliance (18%)
Zatersio Financial Planners Blueprint · May 2026
Where the money leaks today
The admin that quietly costs you jobs
SoA / RoA drafting
Half a day per Statement of Advice, with the paraplanner as the bottleneck.
Fact-find updates
Re-collecting the same client data every review cycle.
Fund switch paperwork
Rollover forms, Records of Advice and signature chasing.
Annual review compliance
File notes and suitability-test evidence assembled by hand.
FDS / opt-in renewals
Enhanced Fee Disclosure Statements rebuilt every financial year.
OSA evidence packs
Ongoing Service Agreement evidence pulled together for audit, often a folder of emails.
$45,000+/year
80 SoAs/year x ~$560 paraplanning saved each / Zatersio Financial Planners Blueprint · May 2026
The solution stack
One core agent, four compounding add-ons
SoA / RoA Drafting Agent
Pulls client data from XPLAN, AdviserLogic or Worksorted plus product comparisons, then produces 80%-complete SoAs and RoAs in your firm's style with risk-profile alignment and product-replacement rationale, ready for paraplanner or adviser review.
Built to RG 175 expectations: every output carries a full audit trail, version history and an editable compliance checklist. The adviser remains the authorising signatory.
Annual Review Pack Generator
Auto-builds the annual review meeting pack: portfolio update, fee summary, FDS draft and agenda. The adviser walks in prepared.
Fact-Find Refresh Agent
Pre-fills the fact-find from last year, sends a client-facing branching questionnaire, and updates XPLAN / AdviserLogic with the responses.
FDS / OSA Compliance Engine
Drafts enhanced FDS, opt-in renewals and OSA evidence packs ready for audit, and flags missing service-delivery evidence proactively.
Client Comms & Review Booking Agent
Owns the client inbox and review-meeting booking cadence. Drafts replies in the adviser's voice, sends SMS nudges and posts portal updates.
Investment
Setup and monthly, per component
| Component | Setup | Monthly |
|---|---|---|
| SoA / RoA Drafting Agent1 | $2,000 | $1,500-$2,750 / mo |
| + Annual Review Pack Generator2 | $1,200 | + $900 / mo |
| + Fact-Find Refresh Agent3 | $1,000 | + $600 / mo |
| + FDS / OSA Compliance Engine4 | $1,500 | + $1,000 / mo |
| + Client Comms & Review Booking Agent5 | $1,200 | + $800 / mo |
A 2-adviser practice on ~$700k revenue at 20-30% margin pays $1,500/mo for Core, about 2.6% of revenue, against $45,000+/year in paraplanning recovery. Start with Core (the SoA agent is the killer use case), then add the FDS / OSA Compliance Engine by month 3.
1 $1,500 for solo / 2-adviser, $2,000 for 3-5, $2,750 for 6+.
2 Meeting pack in one click.
3 Branching, pre-filled, year on year.
4 Audit-ready evidence packs.
5 Inbox + scheduling automation.
ROI snapshot
What recovery looks like
Estimate your recovery
- Monthly upside
- $6,495
- Full-stack cost
- $4,800/mo
- Net per month
- $1,695
Indicative only, based on your inputs and the per-component monthly pricing in the table above. Assumes ~4.33 weeks per month.
How we work together
From first call to live in six weeks
Week 1
Discovery
Two 60-minute sessions with the principal adviser and your paraplanner. We read a handful of your recent SoAs to capture house style and strategy language, map your data in XPLAN or AdviserLogic, and agree the RG 175 audit-trail requirements before we lock scope.
Weeks 2-4
Build
We train the drafting agent on your SoA and RoA templates and risk-profile logic, wire the pull from XPLAN, AdviserLogic or Worksorted plus product comparisons, and build the version history and compliance checklist. You review sample drafts each week.
Week 5
Pilot
Live with one adviser. The agent drafts SoAs to ~80% while your paraplanner checks strategy rationale, product-replacement justification and the audit trail against RG 175, and we tune in flight. The adviser stays the authorising signatory throughout.
Week 6 onward
Retainer
Roll out across the advisers. The monthly retainer kicks in: we own uptime, keep the version history audit-ready, retune the drafting as your APLs and templates change, and add the FDS/OSA engine when you're ready.
Day-60 guarantee
If Core doesn't reduce per-SoA prep time by at least 50% by day 60, we waive the month-3 retainer.
Compliance and data residency
Built to keep your data onshore and yours
On your own servers
Run the full stack on-premise, inside your own network. Nothing leaves your building.
Australian-resident cloud
Or host on Australian-resident cloud (AWS Sydney). Your data stays onshore.
Either way, your data is never used to train third-party models.
Regulatory coverage
- Privacy Act 1988
- ASIC
- RG 175 advice conduct
- FAR conduct requirements
What we guarantee on data
- Every AI output is audit-ready against RG 175 expectations with full version history.
- Your client data stays in Australian-resident infrastructure (AWS Sydney by default), or run it on your own servers. Your choice.
- Your data is never used to train third-party models.
- The adviser remains the authorising signatory; Zatersio carries PI on the build.
- Compliance with the Privacy Act 1988 and FAR conduct requirements is baked in.
On your own servers
Run the full stack on-premise, inside your own network. Nothing leaves your building.
Australian-resident cloud
Or host on Australian-resident cloud (AWS Sydney). Your data stays onshore.
Either way, your data is never used to train third-party models.
Integrate, never replace
We sit on top of the tools you already run
XPLAN, AdviserLogic, Worksorted and MyProsperity already store your client data and template SoAs. We sit on top via API and do the things they don't, draft the strategy rationale, the product-replacement justification and the FDS / OSA evidence pack, and never replace what your advisers and paraplanners already use.
- AdviserLogic
See what Zatersio recovers for your financial planners business
Book a 30-minute scoping call. We map your current process, audit your existing software, and show you exactly where the money is leaking.
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